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Some people might have taken on bigger mortgages than they can really afford, while others might be trying to pay it back so quickly that it makes day to day living really difficult. Rent or mortgage payments can often take up a huge chunk of income. There are a few areas that you might need to look closely at. How does the allocation of your take-home pay look? If it is very different from the 50/30/20 rule, could that be contributing to your worries about money? Are you under pressure in one area of the budget, which has a knock-on effect on the other areas? If you’re serious about creating financial security, then the time has come to get serious about looking at these figures. This might help you to see if there are any major issues in any one area of your budget. This post will help you to work out how you can easily and quickly work out these figures, and it will help you to easily manage your money moving forward. Take 3 month's worth of bank statements, and work out the average monthly spend for each area of your spending. Very few people's finances will fit neatly into this 50 30 20 however the ideal scenario is that if we can plan around this then this will allow us to create wealth and financial security.Ī good place to start is by looking at how your figures stack up against the 50/30/20 recommended budget percentages. Whatever it is that you want, we need to start laying the foundations for that now. I also want to help you to have the freedom to do what you want, whether that be part-time working, early retirement or taking some time off to travel. I want to help you to avoid that scenario, and help you to secure your future. A redundancy or an illness can really throw your entire family into financial meltdown. If you have very little in savings, and no form of emergency fund and are having to meet large debt payments out each month, you know that you are in a very financially precarious position. At first this depressed me, because I felt that my income was fixed, and I couldn't see how to cut my expenses. I very quickly realised that although we were saving a little, it was nowhere near enough to allow me to live the life in the future. How does it help?īy comparing my monthly budget to these percentages, I could see how much I was spending in each area. If you have a lot of debt you perhaps want to cut your “wants” to less than 30% and allocate more than 20% to paying off your debts. 20% - Savings/extra debt repayments/retirement savings.30% - Wants-Things that you would like, but that are not vital. These are the basic needs, but may vary from person to person. Groceries, Housing, Transport, Heat/light, minimum payments on debts/loans. In it, they suggested that in order to become financially secure, and grow wealth, we should allocate our take-home pay as follows: Along with her daughter, Amelia Warren Tyagi, she wrote a book " All Your Worth: The Ultimate Lifetime Money Plan " It was devised by Elizabeth Warren, a US senator and one of the top 100 most influential people in the world. That's when I discovered the 50-30-20 budget. The combination of that made me realise that I had choices in life, and that if I wanted to retire early, then I could.as long as I started planning how I could afford to. Thankfully I started reading about money mindset and financial freedom, and invested in a couple of courses about them. I didn't think I had any option - my pension wouldn't be enough to support me, so I would just have to work until I could afford to retire. I spent a few years feeling miserable about the thought that I would have to continue working longer. I had always thought that I would retire about 55, and was looking forward to having more time to relax, play sport and socialise! Then I discovered that my teacher's pension was going to pay out less than £7,000 per year.if I retired at 60. We had no debt, we had some money saved and we invested a little money too. I knew that I was saving something each month and I knew that I was paying into my teacher's pension each month, so I assumed that all was good. Before I knew about these recommended budget percentages, I used to save a bit, spend a bit, and if we had anything left over at the end of the month, I would spend a bit more. If you want to stop living payday to payday, start paying off debt and becoming wealthier, then these recommended budget percentages will help you to do just that. Play freecell games online for free4/16/2024 But as a shortcut, BVS Solitaire will allow you to move a full or partial build if there are enough empty tableau and empty cells, because you would have been able to get the same result by temporarily moving the extra cards into the empty tableaus. The rules state that you can move only one card at a time. Cards in the cells can be moved to the foundation piles or back to the tableau piles, if possible.Ĭomment Freecell Solitaire Game was invented by Paul Alfille. As you advance through the levels each level has one fewer free cell than the level prior. The top card of any tableau pile can also be moved to any cell. Freecell Extreme - 4-level game with a 15-minute time level on each. You may build tableau piles down by alternating color. The top cards of tableau piles and cards from cells are available to play. To build the foundations up in suit to kings. Four cells (to the left) and four foundation piles (to the right) are placed above the tableau piles.Īces are moved to the foundations as they become available. Whether you accept the daily challenge, take a random shuffle, or comfort yourself with a winnable deal, you have more than 320 free Solitaire games to choose from. Baker that is similar to FreeCell, except that cards on the tableau are built by suit instead of by alternate colors. In the June 1968 edition of Scientific American Martin Gardner described in his 'Mathematical Games' column, a game by C. One of its oldest ancestors is Eight Off. You can use 4 free cells to temporarily store cards. FreeCell is a solitaire game that was made popular by Microsoft in the 1990s. On the tableau build in descending order while alternating suit colors. Classic Freecell Solitaire is a single deck card game where players have to build 4 suited foundations in ascending order. You can also compete on our leaderboards by getting the lowest score based on the total number of moves and time. Play Classic Freecell Solitaire online for free. Play in full-screen mode or on your phone. All cards are dealt into 8 tableau piles. Start playing unlimited games of FreeCell Solitaire. Adobe color picker won't change to wheel4/16/2024 The HSL inputs are dialog friendly, as the ranges, and are accepted. Local lightness = (1.0 - jFac) * lightStart This is a simplification, there are four options If lightCount > 1 then jToFac = 1.0 / (lightCount - 1.0) end If hueCount > 1 then iToFac = 1.0 / (hueCount - 1.0) end Brandon James Greer has employed this technique (in Adobe Photoshop).Įlseif ev.button = MouseButton.RIGHT then Lastly, I have indeed heard of an artist who does initial drafts in grayscale and then either (1.) places layers with different blend modes over the grayscale layer or (2.) supplies the luminance as a factor to a color gradient evaluation function. Replace foo with whatever you think the appropriate metric should be. The example script below implements 601 and 709. I get the feeling it might be an attempt at Rec 601 Luma with improper rounding…Īny grayscale conversion will be flawed because the apparent lightness of any given hue is subjective and no digital colour model is perfect, so it would be nice to have more options, both for personal preference, and for consistency with art made in other software. Still, it would be nice to know what the heck it actually is. That said, the extremes are only useful for checking the math, and aren’t actually good examples in practice - for realistic scenarios, Aseprite’s Luminance does alright. I don’t know what exactly the math behind the Luminance conversion is, but it’s definitely different from any Luma conversion I’ve worked with, and the results do not feel quite “right”. 601 Luma (and ideally other calculations as well) for greyscale conversions, and to allow previewing value with a chosen conversion in the colour picker. I think what OP is asking for, if somewhat rudely (or maybe I just missed the humour), is the ability to use Rec. Heres is an example of what aseprite does with the colors Krita even display the difference in the actual color picker. When other like photoshop and krita do this correctly and threat it differently. Now to the actual point here aseprite treats grayscale as pure value as you can see here Too LOW contrast and everything blend together, too HIGH contrast and it hurts the eye to see. So i was messing around with grayscale option and i notice a fatal flaw that render it an useless option basically, see the thing about grayscale is that hues have their own native values, grayscale is not just value is hue, saturation and value rendered in grayscale in that order, hell thats why hue shifting works hue, saturation and value arent separeted thing they cascate down in that order ultimately deciding the value of the color, and that VERY important, you see i know nobody is going to paint grayscale is useless, people change into grayscale to proofread the contrast in the artwork since thats between other things is the main form of guiding the viewer throught a piece. Who flashes motorcycle ecu in austin tx4/16/2024 As the name suggests, the primary goal of this procedure is to improve engine performance. Some people choose to flash their ECU for a variety of reasons. You should also plan on spending a significant amount of time on the process because it can take up to a couple of hours to flash an ECU. Check with a reputable tuner before beginning any work on your vehicle. The first thing you should do is ensure that you have the appropriate tools and know how to use them. How To Flash Your Ecu Safelyīefore you flash your ECU, you should think about a few things. Tuning can also improve performance by increasing the horsepower and torque of the engine, as well as correcting flaws in the suspension, air conditioning, and braking systems of a vehicle. Tuning can improve fuel economy by correcting problems with the fuel injection system and the ignition system, as well as by tuning the engine to run more efficiently. Many vehicle shops specialize in engine tuning and perform nothing else, so tuning your engine can be a difficult process. Depending on the make and model of your vehicle, your vehicle’s ECU chip can cost between $150 and $1,600. In general, tuning the ECU in a mid-range car or truck will cost between $400 and $500, whereas tuning a luxury or racing vehicle will cost between $600 and $3,000. If you live in the United States, it usually takes two to three business days for the flash to be completed and the ECU to be shipped back to you. Tuning an engine can drastically improve performance and fuel economy. Tuning your engine is a skill that can be performed by a professional or an enthusiast, and it can be done on a mid-range car, truck, or luxury or racing vehicle. Tuning a car’s or truck’s engine is a complex process. When I flash at my brother, he reacts in the opposite direction. All I’m interested in is the information I can get. However, you’re talking about thousands, if not millions, of cycles. When you run out of time to write to a solid state memory device, it has only a finite number of read/write cycles left. This week, I plan to install a triple-pass prototype radiator to protect the house from heat soak and extreme temperatures, as well as to regulate temperatures. Understanding each tune is critical in order to do well. The heavy foot is responsible for the tune parameters being pushed forward by the tune. What are some positive and negative effects of max performance tune for lifetime of car? It is generally safe to operate max flash in most normal operating situations. There is only about 500,000 people in the world who have access to it. How many times can you flash an ECU? There’s a chance it won’t work a second time. When I received the Cobb AP tune, it was loaded and unloaded at least eight times. I got a very startling reality check when I kicked it down twice and was urgently greeted by the bike engine-breaking and lifting me up off the seat as I almost caused an accident from decelerating so quickly.According to wiki, the majority of commercially available flash products will withstand 100,000 P/E cycles before degrading. I was going about 60 in 4th gear and decided I wanted to open it up and let the ponies run free. I ended up doing something rather instinctive, for me, during my test drive. Also, it wasn't a very quick transition, mind you. If I needed to move out of a situation, I wanted to be able to MOVE! I found this very disconcerting when I topped out in 1st gear at 40 MPH, 2nd topped at 60, and 3rd topped at 80. I knew I wasn't going to get sport power/performance out of a cruiser/chopper, but I also didn't want to feel like I'd had my nuts chopped off. I was lucky enough to be able to test drive a Fury before purchasing mine and transitioning from a 150 RWHP sport bike to the 57 RWHP Fury was a DRASTIC change for me. I finally decided it was time to make the switch from sport to leisure, but didn't really like any of the styles of cruisers out there and I can't honestly justify dropping 3 to 4x the cost of the bike for a brand name like HD. Sure they're messy and attention needy, but when you want power, they deliver. I have been riding sports since 2006 (11+ years) and ALWAYS had a chain drive. Okay, so I just bought my 2010 Fury (5,000 original miles) back in November and I have been absolutely in love with the Furies since they came out. About to embark on her wedding tour in France via train, the protagonist takes another train in order to escape her new husband. Oliphant, presented as a largely conservative writer, wrote an uncharacteristic short story entitled ‘The Story of a Wedding Tour’ (1898). Prefaced with a geographical account of colonial India and Canada, the author goes on to study masculinities and out-of-place Britishness in these places which have growing railway networks.ĭespotopoulou also casts a critical eye over Rhoda Broughton, Dora Russell and Margaret Oliphant’s female protagonists. She takes a long-awaited critical reading of Flora Annie Steel in chapter three, ‘Breaching National Borders: Rail Travel in Europe and Empire,’ comparing her to Rudyard Kipling in terms of writing style. Despotopoulou’s examination of understudied mid-century female writers is particularly enlightening. Despotopoulou’s analysis is largely literary – she cites George Gissing’s The Odd Women (1893) as a fictional example of a sexual liaison on a railway which is consensual but morally dubious on both sides. These troublesome and complex representations are of course manifested in the literature of the period. Despotopoulou exposes the argument that women were incompatible with the increasing modernising era because of their biology. Despotopoulou highlights the charges of rape which took place in the latter part of the century, which were fetishized in the anonymously published pornographic text Rape on The Railway (1984).( 3) Before the innovation of corridors between carriages, the train compartment was a site of threat which lasted for the duration of the journey.įurther alienating women from the exciting promises of the railway – chiefly the licence to travel widely and quickly – the author criticises the discourse which still sentimentally associated women with a pre-industrialised idyll. Moreover, the railway was an environment for incidents of sexual violence. Victorian women’s lack of engineering knowledge, combined with their obligation to uphold societal morality on-board, limited their scope for power in the railway context, confirming it as a male realm. Despototpoulou writes in chapter one, ‘Geographies of Fear in the Age of Sensation’, that women were ‘rendered vulnerable by a presumed ineptitude’ (18). The male skilled workforce involved in rail transportation in the burgeoning industrial era meant that women were largely excluded from the employment opportunities brought by the railway. Although there are arguments to define the train carriage as a kind of non-space (Marc Augé has suggested that the hotel or the supermarket for instance fit into this category), in the nineteenth century existing gender relations had to be defined in an entirely new space in a context which evoked the public and the private two categories whose contradistinction was upheld by Victorian society.( 2) The author suggests that the railway was a space to consolidate gender roles as well as challenge the separate spheres and expose the fallibility of such distinctions. As a newly invented mode of transport (mechanised rail transport systems first appeared in England in the 1820s) men, women, and their relation to the industrial system were being continually redefined. Building on seminal studies on the Victorian public’s relationship with the railway such as Wolfgang Schivelbusch’s The Railway Journey (1977) and Michael Freeman’s Railways and the Victorian Imagination (1999), and more recent studies such as Wendy Parkins’s Mobility and Modernity in Women’s Novels, 1850s – 1930s (2009), Despotopoulou’s book provides a much-needed focus on the gender relations inherent in the experience of working and being a passenger on the railway. Yet as Anna Despotopoulou highlights, railway travel for women was not always such a liberating experience.ĭespotopoulou’s book presents a multi-faceted view of women’s experience on railways. Wells’s eponymous heroine Ann Veronica epitomises the feminist fin-de-siècle This brief description encapsulates a micro history of women’s social conduct on the railway in various ways H. ‘She had a compartment to herself in the train from London to Morningside Park, and she sat with both her feet on the seat in an attitude that would certainly have distressed her mother to see, and horrified her grandmother beyond measure she sat with her knees up to her chin and her hands clasped before them, and she was so lost in thought that she discovered with a start, from a lettered lamp, that she was at Morningside Park, and thought she was moving out of the station, whereas she was only moving in.’( 1) Reviewed by Lois Burke, Edinburgh Napier University Edinburgh: Edinburgh University Press, 2015. It is a must-have app for designers that work on futuristic fashion trends. 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In fact, the two of you will have to decide the venue to file for the divorce.Īfter working together with your family law attorney you decide it’s a bad fit, don’t hesitate to end your relationship and find another family lawyer. Equally important, you’ll want to make sure the family law attorney you select is an authority and has handled cases in the county where you are filing. It’s important that you feel 100% comfortable confident your family lawyer will be supportive and understanding. It’s a good idea to meet with several divorce lawyers to find the right fit. Keep in mind, you don’t have to hire the first family lawyer you talk with. Get their recommendations on a family law attorney. Talk with friends, families, co-workers, and others who have filed for divorce. At the very least, it will ensure nothing is left to chance. But having someone by your side can make a big difference. Sure you can go online and attempt to handle the process yourself. With either option, a team of legal, financial, and childcare experts will work with you and your spouse to minimize the potential damage of a divorce proceeding. Have you taken every step possible to ensure a divorce is what you really want? Have you tried marriage counseling? Talked with friends? Talked with family? Once you begin the proceedings, it will be difficult to put things in reverse.Įven if you are certain, you might want to consider a collaborative divorce or a mediator where the two of you can work through the process as partners and not adversaries. Here are some of the big items to check off your list: Are you sure? If you have decided to proceed, talk with one of our family law attorneys. Use this divorce checklist to ensure you’re taking the necessary steps to make the process as smooth as possible and reach the fairest outcome for everyone involved. But if you’ve decided a divorce is the only way out, make sure you’re completely prepared. Divorce is never easy, even more so if you have children involved. Doing so will insert a check box in edit mode. In the Controls group, click the Check Box Content Control icon.Position the cursor in the document where you want to insert the first check box.You can create this form quickly enough as follows: Figure A shows three simple check boxes followed by participants Mary, Tom, and June. Using check box content controls couldn’t be easier now. SEE: Windows 11: Tips on installation, security and more (free PDF) (TechRepublic) Denoting attendance Word Online will display existing check box controls and their state, but you can’t change the state. For your convenience, you can download the demonstration. I’m using Microsoft 365 on a Windows 10 64-bit system, but you can use earlier versions through 2010. Instead of reading through a list of names, with the word present or not present, you can quickly glean who is present and who isn’t by viewing the check box controls. In this article, we’ll work through a simple example using check box controls in Word to denote attendance. Technically, an electronic check box control is a visual representation of a binary state, such as on and off, true or false, and so on. We’ve been using them all our lives, even before electronic forms came into existence. Have questions or feedback about Office VBA or this documentation? Please see Office VBA support and feedback for guidance about the ways you can receive support and provide feedback.Check boxes offer a simple visual way to denote state: on or off, true or false, and so on, and they're easier to use than ever before! Selection.GoTo What:=wdGoToPage, Which:=wdGoToPrevious, Count:=2 This example moves the selection back two pages. Selection.GoTo What:=wdGoToLine, Which:=wdGoToRelative, Count:=4 This example moves the selection down four lines. This example moves the insertion point just before the fifth endnote reference mark in the active document. Selection.GoTo What:=wdGoToTable, Which:=wdGoToNext This example moves the selection to the first cell in the next table. Selection.GoTo What:=wdGoToField, Name:="Date" The following example moves to the next DATE field. Selection.GoTo What:=wdGoToLine, Which:=wdGoToPrevious, Count:=2 The following example moves the selection up two lines. Selection.GoTo What:=wdGoToLine, Which:=wdGoToAbsolute, Count:=4 The following example moves the selection to the fourth line in the document. Selection.GoTo What:=wdGoToHeading, Which:=wdGoToAbsolute, Count:=1 Selection.GoTo What:=wdGoToHeading, Which:=wdGoToFirst The following examples are functionally equivalent they both move the selection to the first heading in the document. When you use the GoTo method with the wdGoToGrammaticalError, wdGoToProofreadingError, or wdGoToSpellingError constant, the Range object that is returned includes any grammar error text or spelling error text. If the What argument is wdGoToBookmark, wdGoToComment, wdGoToField, or wdGoToObject, this argument specifies a name. To specify an item that precedes the range or selection, use wdGoToPrevious as the Which argument and specify a Count value. Can be one of the WdGoToDirection constants. The item to which the range or selection is moved. The kind of item to which the range or selection is moved. A variable that represents a Selection object. GoTo( _What_, _Which_, _Count_, _Name_ )Įxpression Required. Moves the insertion point to the character position immediately preceding the specified item, and returns a Range object (except for the wdGoToGrammaticalError, wdGoToProofreadingError, or wdGoToSpellingError constant). I am playr game4/15/2024 Well, prepare yourself to be amazed, because yes, our online games will stay forever free, because this is the wish of every gamer. You might think that all this sounds too good to be true. 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